The Middle East includes some of the hardest places in the world to insure properly. Standard travel insurance often stops where the real risk begins.
If FCDO advice says no, most insurers stop there. We often do not. If your work still requires you to go, we can usually help you do it properly.
What's included
Designed for non-combatants working in environments where standard insurance often fails.
Standard insurance policies do not cover operations across much of the Middle East — particularly in active conflict zones.
War exclusions, sanctions-related clauses and blanket country restrictions mean that most mainstream policies offer no meaningful protection for people working in the region. Specialist cover is required.
Yes — Conflict Cover provides specialist insurance for the Middle East.
Subject to full disclosure of your assignment, operating area and security arrangements. This cover is designed for journalists, NGO workers, contractors and other non-combatants who have a legitimate professional reason to be there.
Can you get insurance for the Middle East?
We provide specialist insurance across the Middle East for journalists, NGOs, contractors, researchers, corporate teams and other non-combatants working in demanding environments.
This is not built for ordinary leisure travel. It is designed for people whose work takes them into places where conditions can change quickly and where ordinary insurance often fails.
Why this region needs a different type of insurance
It is a region where access, escalation, airspace, border crossings, medical facilities and evacuation routes can all change quickly.
That means the key question is not just whether you have a policy. It is whether the policy is built for the truth of the environment and backed by real-world response capability.
That is where Conflict Cover is different.
Key countries
These are some of the locations where demand is highest and where specialist cover matters most. Individual country pages are coming soon — start with a quote if you know where you are going.
Where many insurers simply say no, we can often say yes for non-combatants, subject to disclosure and underwriting.
View Iran coverSpecialist cover for journalists, aid workers, contractors and organisations operating in a fast-changing environment.
View Israel / Gaza coverCover for teams operating in a complex security environment where access, movement and escalation risk need to be taken seriously.
View Iraq coverSupport for work in a region where local conditions, border issues and escalation risk can all affect operations.
View Lebanon coverSpecialist high-risk cover for non-combatants working in one of the hardest environments to insure through standard markets.
View Yemen coverUseful for lower-risk regional operations, staging, coordination and support activity linked to the wider Middle East.
View Jordan coverOne of the most challenging environments in the world to insure properly. Specialist cover for non-combatants where standard policies will not respond.
View Syria coverA fragmented security landscape with competing factions and limited state control. Cover for NGOs, journalists and contractors operating in-country.
View Libya coverA major regional hub bordering conflict zones. Cover for teams transiting, operating cross-border or working in areas of heightened security risk.
View Turkey (Türkiye) coverWhat happens if something goes wrong?
NGS provides 24/7 response support across the region. They can assess the situation, help coordinate treatment, support evacuation where needed, and manage the case through to a safer outcome.
This means you are not simply insured on paper. You have access to practical support when time matters.
"This is one of the key differences between specialist high-risk cover and ordinary travel insurance."
24/7 availability
The NGS team can be reached around the clock — weekends, public holidays, and in the middle of a fast-moving situation anywhere in the region.
Medical coordination
From identifying appropriate local care to arranging full medical evacuation, NGS manages the process from the first call.
Regional expertise
Operating across the Middle East means NGS understands the specific access, medical and logistics challenges that make this region different.
Exclusions
Being clear about exclusions helps buyers know exactly what this policy is for and where separate cover may be needed.
This policy is designed to protect people, not possessions.
Cover not included
Activity exclusions
Property exclusions
These covers can be arranged separately if required.
Threat intelligence
For a deeper understanding of the current situation, including operational risks and regional dynamics, see our threat intelligence hub.
Common questions
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