Researchers & Field Staff

    Insurance for researchers and field staff working beyond the safety net

    Academic fieldwork, specialist research and development deployments often take people to locations where standard university or employer policies fall short. Our cover is built for those environments.

    Institutional travel insurance often excludes the locations that matter most for field research.

    University and institutional group policies typically contain war and civil unrest exclusions, and may not cover fieldwork in countries under Foreign Office or State Department travel advisories. Check your cover before you travel.

    What our cover includes for field researchers

    Personal accident cover

    Defined benefits for accidental death and disablement, valid in high-risk and conflict-affected areas.

    Emergency medical expenses

    Medical treatment costs when you're working in remote or medically under-served locations.

    Medical evacuation

    If local medical care is not available or adequate, evacuation to appropriate facilities is covered.

    Remote location cover

    Cover that works in locations far from major medical centres, including areas with limited infrastructure.

    War and civil unrest

    Policies that remain valid where standard insurance applies exclusions — the environments where research often takes you.

    24/7 NGS emergency assistance

    Professional crisis coordination at any hour, not a recorded message or general helpline.

    Who This Is For

    Built for the range of people who do field research

    Field research takes many forms — from academic fieldwork in fragile states to specialist technical deployments in conflict-affected regions. What they share is the need for cover that matches the actual risk.

    Individual policies are available for researchers going into the field independently. Organisations managing multiple field researchers can use a corporate account to cover their team under a single arrangement.

    Academic researchers conducting field research in fragile or conflict-affected states
    Development sector specialists and technical advisers
    Monitoring and evaluation professionals working in high-risk environments
    Documentary and investigative researchers supporting media teams
    Scientific and environmental researchers in remote locations
    University-affiliated staff on fieldwork that institutional policies don't cover

    Cover that matches where your research actually takes you

    Individual or team cover available. Quotes are instant, and cover can start the same day.

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    Individual cover for journalists, researchers, contractors and aid workers. Instant online quote and same-day activation.

    Set up a corporate account

    Manage cover for your entire team — NGOs, media organisations, corporate groups. Consolidated billing and per-person policy documents.

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