Specialist insurance for dangerous places
    About Conflict Cover

    Specialist insurance for people working in dangerous places

    Conflict Cover provides specialist insurance for people working and travelling in dangerous places. We are administrators of specialist insurance schemes for individuals, teams, and organisations operating in conflict zones, unstable regions, hostile environments, and other hard-to-insure locations worldwide.

    Our cover is designed for serious work in difficult places, not ordinary leisure travel, and is built around the realities people face when standard insurance is not enough. Every month, we provide cover for people travelling and working across the globe in environments where risk is real and conditions can change quickly.

    That includes journalists, NGO staff, contractors, consultants, researchers, local workers, and organisations with a duty of care for personnel operating in challenging locations.

    Coverage

    Protection where others stop

    Conflict Cover exists to provide dependable personal accident and medical protection in places that many insurers avoid, restrict, or simply are not designed to handle. Our policies are built for dangerous environments and worldwide deployments, with no excluded countries or regions, subject to policy terms and sanctions limitations.

    We focus on protecting people, not baggage or consumer travel extras. Depending on the policy selected, cover can include accidental death, permanent disablement, sickness, accidental injury, medical expenses, emergency medical evacuation, and repatriation support where applicable.

    Emergency Assistance

    Emergency assistance that matters

    When an incident happens in a dangerous place, insurance only matters if support is available quickly and knows what to do next. That is why our policies are supported by Northcott Global Solutions (NGS), our emergency assistance partner, who can be contacted 24/7/365 for urgent support and case coordination.

    Where covered by the policy, NGS can help coordinate medical triage, emergency response, evacuation, repatriation, and claims support. Their role is a core part of the protection we provide and one of the reasons Conflict Cover is built for real-world use in difficult environments, not just for policy wording on paper.

    Purpose

    Built for difficult work

    Conflict Cover was created for people whose work takes them into serious environments and who need insurance that reflects that reality. Whether the trip is a short deployment into a conflict-affected region, a longer assignment in an unstable territory, or an organisational requirement to protect staff and local workers, the purpose is the same: provide specialist cover that is clear, credible, and ready when it is needed.

    We understand that our clients are often already managing operational pressure, uncertainty, and elevated risk. They need an insurance partner that understands those pressures and offers a straightforward route to cover, backed by responsive support.

    Our commitment

    What we stand for

    We believe people entering dangerous places should have access to specialist insurance that is practical, comprehensive, and reliable. That means keeping cover focused on the risks that matter, making the buying process as simple as possible, and providing support that can respond when circumstances change.

    Our commitment is to offer serious protection for serious environments — so individuals and organisations can focus on the work they need to do, with confidence that specialist cover is in place.

    Worldwide cover

    All countries, subject to sanctions

    24/7/365 emergency assistance

    Via Northcott Global Solutions

    Instant online purchase

    Policy documents issued immediately

    100% Reinsured

    by Lloyd's of London

    Ready to get covered?

    Get an instant quote for specialist personal accident and medical insurance 100% reinsured by Lloyd's of London, with 24/7/365 NGS emergency assistance.