Legal
Privacy Policy
conflictcover.com — operated by Insurance for Ltd — Updated April 2025
1. Who We Are
conflictcover.com is operated by Insurance for Ltd, trading as Conflict Cover.
Insurance for Ltd acts as the data controller for personal data collected through this website and during the course of providing insurance services.
Company details
Insurance for Ltd, RSM, Fifth Floor, Central Square, Wellington Street, Leeds LS1 4DL, United Kingdom
Registered in England No: 09879856
Email: info@insuranceforgroup.com
2. Personal Data We Collect
We may collect and process the following categories of personal data.
Identity and Contact Data
- Name
- Email address
- Telephone number
- Organisation name
- Job title or role
- Next of kin contact details
Insurance Risk Information
Information required to obtain insurance quotations or arrange cover, which may include:
- Travel destinations and operational locations
- Activities or work undertaken in the field
- Duration of travel or assignments
- Risk exposure relevant to insurance underwriting
- Employment status and professional role
Claims Information
Where a claim is made we may collect:
- Incident descriptions and circumstances
- Supporting documentation
- Medical information where relevant
- Witness statements or reports
Technical and Website Usage Data
When visiting our website we may collect:
- IP address
- Browser type and version
- Device information
- Pages visited and navigation behaviour
- Website performance and analytics data
3. Special Category Data
Certain insurance services require the processing of special category personal data, particularly health or medical information.
This may occur where necessary to:
- Arrange insurance cover
- Assess underwriting risk
- Process or support insurance claims
Where such information is processed we rely on lawful bases permitted under Article 9 of UK GDPR, including explicit consent, insurance purposes permitted under data protection law, and establishment, exercise or defence of legal claims.
Special category data is processed only where necessary and appropriate safeguards are applied.
4. How We Use Personal Data
We may use personal data for the following purposes:
- Responding to enquiries and quote requests
- Providing insurance quotations and policy recommendations
- Arranging and issuing insurance policies
- Administering policies and renewals
- Liaising with insurers and underwriters
- Assisting with claims administration
- Coordinating emergency assistance via Northcott Global Solutions
- Notifying nominated next of kin in emergency situations (where authorised)
- Complying with regulatory obligations
- Preventing fraud and financial crime
- Improving website functionality and services
5. Legal Basis for Processing
We process personal data under one or more of the following lawful bases.
Contract
Processing necessary to arrange or administer insurance policies.
Legitimate Interests
Processing necessary for our legitimate business interests, including responding to enquiries, improving services, and fraud detection and prevention.
Legal and Regulatory Obligations
Insurance intermediaries must comply with legal and regulatory requirements including record keeping and regulatory reporting.
Consent
Where required, we will obtain your consent before processing certain types of personal data or sending marketing communications.
7. Fraud Prevention
Insurance providers may use personal data to detect and prevent fraud. This may involve sharing information with fraud prevention agencies, insurers, or relevant authorities. Where fraud is suspected, personal data may be recorded and shared with appropriate organisations.
8. Sanctions Screening and Compliance
Insurance services may require compliance checks to ensure adherence to international sanctions laws and regulations. Personal data may be used to conduct screening against relevant sanctions lists maintained by the UK Government, the United Nations, the European Union, and other international regulatory bodies.
These checks help ensure compliance with applicable financial crime regulations.
9. International Data Transfers
Given the nature of our services, insurance policies may involve travel or operations in multiple countries. In some circumstances personal data may be processed outside the United Kingdom.
Where this occurs we ensure appropriate safeguards are in place in accordance with UK data protection law.
10. Data Retention
Insurance intermediaries are subject to regulatory record keeping requirements. Personal data is typically retained for at least six years following the end of a business relationship or insurance policy.
In certain circumstances records may be retained longer where necessary to comply with legal or regulatory obligations.
11. Data Security
We take appropriate technical and organisational measures to protect personal data. These measures are designed to prevent unauthorised access, loss or destruction, and unlawful processing.
Access to personal data is restricted to authorised personnel and trusted service providers.
12. Your Data Protection Rights
Under UK data protection law you have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate information
- Request deletion of personal data where appropriate
- Restrict processing in certain circumstances
- Object to certain types of processing
- Request transfer of your personal data to another provider
Requests can be made by contacting us at info@insuranceforgroup.com.
14. Complaints
If you have concerns about how your personal data has been handled, please contact us so we can investigate. You also have the right to lodge a complaint with the Information Commissioner's Office (ICO).
Information Commissioner's Office: ico.org.uk
15. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be published on this page together with the updated revision date. Continued use of this website after changes constitutes acceptance of the updated policy.