Insurance for
dangerous places.
Personal accident and medical cover for conflict zones, war-affected regions, civil unrest, and hostile environments worldwide. Instant online quote. 24/7/365 emergency assistance from Northcott Global Solutions.
Ordinary travel insurance is not built for conflict reporting, NGO deployments, embedded assignments, hostile environment work, or urgent short-term travel into dangerous regions. Conflict Cover is designed for people going where standard policies often stop.
Real help when something goes wrong
Every policy is supported by Northcott Global Solutions (NGS), our emergency assistance partner. If you face a medical emergency or need evacuation support, NGS can be contacted 24/7/365 to help coordinate the response — from first contact and triage to evacuation, repatriation, and case management where covered by the policy.
This is more than a claims line. It is operational assistance when you need it most.
Immediate emergency response
Available 24/7/365, with experienced operators who understand unstable operating environments.
Medical triage & evacuation
Evacuation coordination and repatriation support to an appropriate care facility where covered.
Case management
Experienced case management for complex incidents in unstable environments.
Built for places ordinary policies were never meant to handle.
Conflict Cover is designed for people entering places that are hard to insure, fast-moving, politically unstable, or affected by conflict. The focus is simple: protect people, not baggage, and provide access to responsive support when conditions are difficult.
Specialist, not mass-market
Cover designed for dangerous places, not general tourism.
Global scope
Worldwide availability, subject to applicable sanctions limitations.
Real emergency assistance
Specialist assistance through NGS, not just a generic support line.
Fast quote-to-buy
Instant online quote and purchase for eligible travellers.
What the policy is built to do
Your cover is built around the risks people face in dangerous environments. Benefits depend on the policy selected and the terms that apply.
War, Conflict & Civil Unrest
Cover designed for people working in dangerous environments, including war-affected and unstable areas, provided you are not directly participating in conflict.
Medical Evacuation & Repatriation
Emergency evacuation to an appropriate care facility and return home arrangements coordinated when medically necessary.
All High-Risk Regions
Cover for people working in dangerous and hard-to-insure locations worldwide, subject to sanctions limitations.
Embedded & Non-Combat Roles
Suitable for many non-combatant roles in difficult operating environments, including assignments alongside military personnel where permitted.
Death & Disablement
Financial protection for accidental death and permanent disability in serious environments.
Sickness & Accidental Injury
Medical expenses and treatment support for sickness and accidental injury according to the policy selected.
Three policies, priced live
The prices below come from the same live rating engine that calculates your quote — no estimates, no callbacks.
Outside your country of residence
Insurance For Individuals
Priced live when you quote
- Accidental death & permanent disability
- Medical expenses, evacuation & repatriation
- Quote and buy online in minutes
For employers and organisations
Group Personal Accident
Priced live when you quote
- Per-person cover from $100k to $500k
- Online enrolment & duty-of-care records
- Card or consolidated invoice payment
Within your country of residence
Insurance For Everyone
Priced live when you quote
- One simple worldwide rate
- No deductible on claims
- Cover levels $100k to $500k
From-prices reflect our lowest current per-day rate at $100,000 cover. Your exact price depends on destination, occupation, cover level and dates — plus a flat policy fee at purchase.
Designed for people who go where others won't
Conflict Cover is designed for people whose work or travel takes them into places ordinary insurers may avoid — from conflict reporting to NGO field deployments and private security assignments.
Journalists & Media
Conflict reporters, camera crews and fixers working in high-risk environments.
NGOs & Aid Organisations
Field teams, coordinators and volunteers operating in unstable regions.
Contractors & Consultants
Specialists working in security, infrastructure and advisory roles in challenging locations.
Researchers & Field Staff
Academic and specialist teams working in remote or higher-risk environments.
Corporate & Commercial Teams
Employees travelling or operating in high-risk regions as part of business operations.
Brokers & Intermediaries
Place cover for clients in areas where standard insurers decline.
Production & Film Crews
Documentary teams, production crews and on-location staff working in difficult environments.
Security & Risk Professionals
Security teams, risk advisors and protection specialists operating in volatile regions.
Local & In-Country NGO Staff
Locally employed staff and teams working on the ground in higher-risk areas.
From quote to support in three steps
Get a quote
Enter where you are going and the cover you need. Takes under two minutes.
Buy instantly
Activate cover immediately for eligible trips. Policy documents issued at once.
Call NGS if needed
24/7/365 emergency assistance is there when conditions change or an incident occurs.
Trusted when conditions are difficult
12,000+
policies issued to date
100%
of all claims paid since 2015
100%
reinsured by Lloyd's of London
24/7
365 NGS emergency assistance
“When the situation changed, we called and got an answer straight away.”
“The cover was real, and the support team understood the environment we were in.”
“We needed a policy for a place other insurers would not handle, and Conflict Cover made it possible.”
Country Risk Directory
Search any destination for a full AI-powered risk assessment, or browse countries by risk classification below.
All countries not listed above are classified as Low Risk. Use the search bar above to look up any destination worldwide.
Frequently asked questions
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