At Conflict Cover, we tailor cover to the people you protect — whether that's yourself, your team, your organisation, or all three. Use the table below to compare our most common policy types side by side and available for just one person to over a thousand.
Ask us a question| The Cover? | Our individual insurance cover is specifically tailored to meet the needs of individuals who will be working away from their home country
| Available to anybody working in their country of residence
| Our organisational insurance cover is designed to meet the duty of care responsibility for organisations with groups of staff visiting or working anywhere worldwide. Simple employer registration and online reporting.
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| Where is Cover available? | Worldwide with no exclusions, reduced cover in home country. Subject to certain sanctions limitations. | Worldwide with no exclusions. Subject to certain sanctions limitations. | Home country of insured individual only. Additional countries available on request. Subject to certain sanctions limitations. |
| Currency Available? | US Dollars ($) | US Dollars ($) | US Dollars ($) |
| Deductible? | $250 for each and every sickness and accident claim | N/A | $250 for each and every accident claim |
| Sum Insured? | Minimum $100,000, maximum $1 million limited by a multiple of 10 of the annual income of the insured person | Minimum $100,000, maximum $500,000 limited by a multiple of 4 of the annual income of the insured person | $100,000 to $500,000 limited by a multiple of 4 of the annual income of the insured person |
| What is the minimum policy term? | Daily — matched to your exact travel dates, up to 52 weeks. | Minimum three days, weekly thereafter. Maximum 52 weeks. | When bought as part of an organisational scheme: Daily — minimum 1 day, maximum 365 days. |
| How is a policy purchased? | Immediate cover online at conflictcover.com — get an instant quote, register and pay by card in minutes. | Immediate cover online at conflictcover.com — get an instant quote, register and pay by card. | Employers arrange cover for their teams after registering their organisation with us — then enrol staff online in minutes. |
| What does a policy cost? | Calculated live when you quote, plus a flat policy fee | Calculated live when you quote, plus a flat policy fee | Calculated live when you quote, plus a flat policy fee |
| How is the premium paid? | By card when bought online | By card when bought online | By card or by invoice for organisational schemes |
| Countries where cover is not available? | Subject to certain sanctions limitations | Subject to certain sanctions limitations | Subject to certain sanctions limitations |
| Does cover include being embedded and transport in a military vehicle as a passenger? | Yes | Yes | Yes |
| Claims Support? | 24 hours a day, 365 days a year from our claims partner – Northcott Global Solutions (NGS) | 24 hours a day, 365 days a year from our claims partner – Northcott Global Solutions (NGS) | 24 hours a day, 365 days a year from our claims partner – Northcott Global Solutions (NGS) |
| Are medical care costs covered? | Doctor attending to client in discussion with claims partner | N/A | Doctor attending to client in discussion with claims partner |
| Who decides if medical repatriation is needed? | Doctor attending to client in discussion with claims partner | N/A | Doctor attending to client in discussion with claims partner |
| Exclusions for pre-existing conditions | 365 days since last consultation or treatment | Not applicable | 365 days since last consultation or treatment |
| View policy & get a quote | Online quote and purchase | View policy & register |
Don't see a match? Contact us for a tailored quotation.