Israel and Gaza present a fast-changing operating environment where standard insurance often becomes unclear, restrictive, or unusable when conditions deteriorate. For many travellers, that is exactly when proper cover matters most.
This is specialist cover designed for people whose work still requires them to travel, report, deliver aid, assess risk or support operations in difficult conditions.
What's included
Designed for non-combatants working in environments where standard insurance often fails.
Conditions across Israel and Gaza can change with little warning.
Different areas can present very different levels of operational difficulty. Standard insurance often becomes unreliable precisely when real-world risk escalates.
Yes — Conflict Cover provides specialist insurance for Israel and Gaza.
Subject to full disclosure of your assignment, operating area and security arrangements. This cover is designed for journalists, NGO workers, contractors and other non-combatants who have a legitimate professional reason to be there.
Country context
The situation
The Israeli-Palestinian conflict entered an acute phase following the Hamas attacks of October 7, 2023, and the subsequent Israeli military operations in Gaza. The Gaza Strip has been subject to sustained military operations causing catastrophic civilian and infrastructure destruction. Northern Israel, the West Bank and Jerusalem have all seen elevated security incidents during this period.
For non-combatants considering work in this environment — journalists, humanitarian workers, medical staff, researchers and diplomatic personnel — the risk landscape is severe and highly localised. Gaza itself is extremely dangerous; Israel proper and the West Bank present a different but still elevated risk picture involving rockets, civil unrest and security force incidents.
International humanitarian access to Gaza has been severely restricted throughout the conflict, and aid workers have been killed — including in attacks on clearly marked humanitarian convoys. Anyone considering operations in Gaza requires specific risk assessment and specialist insurance that acknowledges the conflict environment.
What to watch
Why it can be challenging
Active military operations in Gaza with extreme civilian risk
Gaza has been the site of intensive military operations since October 2023. Infrastructure has been systematically destroyed. International staff operating in Gaza face risk from airstrikes, ground combat, unexploded ordnance and deliberate targeting.
International staff have been killed in Gaza
Aid workers including World Central Kitchen staff have been killed in incidents involving the Israeli military. The deliberate or incidental targeting of international staff is a documented risk that distinguishes this environment from most others.
Rocket and missile threat to Israel proper
Hamas, Hezbollah and Houthi forces have conducted rocket, missile and drone attacks targeting population centres in Israel. These attacks are unpredictable and affect both Israeli nationals and international workers based in the country.
West Bank security deterioration
The West Bank has seen a significant increase in security incidents including IDF raids, settler violence and Palestinian armed group activity. Nablus, Jenin and Tulkarm are particularly affected. Travel requires detailed threat assessment.
Can you get insurance for Israel and Gaza?
We provide specialist insurance for non-combatants working in Israel and Gaza, including journalists, NGOs, contractors, researchers and other professional teams.
This is built for real operating conditions in a region where risk, access and movement can all change quickly.
Why this matters here
This is not a simple destination from an insurance point of view. Different areas can present very different levels of operational difficulty, and conditions may change with little warning.
That can affect routes, timing, access to treatment, availability of onward travel and the practicality of evacuation.
Specialist cover matters because it gives serious travellers and organisations a clearer route to protection and support when the ordinary market is no longer enough.
Practical relevance
Professional travel into a region where standard insurance may exclude conflict-related risk outright.
Medical treatment following an incident in a fast-changing environment where local options may be limited.
Need for evacuation where routes or local conditions deteriorate without warning.
Support for journalists, aid workers and operational teams working under sustained pressure.
Emergency support
NGS provides 24/7 support. They can assess the situation, help coordinate treatment, support evacuation where required, and manage the case through to a safer outcome.
You are not relying on a policy document alone. You have access to real-world support when time matters.
Continuity
Yes. Eligible personal accident benefits can continue after you return to your country of domicile, subject to the policy terms.
That is an important difference because many policies fail precisely when ongoing support is needed most.
Exclusions
Being clear about exclusions helps buyers know exactly what this policy is for and where separate cover may be needed.
This policy is designed to protect people, not possessions.
Cover not included
Activity exclusions
Property exclusions
These covers can be arranged separately if required.
Threat intelligence
For a deeper understanding of the current situation, including operational risks and regional dynamics, see our threat intelligence hub.
Common questions
Register in minutes to access your quotes, manage policies, and activate cover. Or use the quick quote widget to get an indicative price immediately.
Cover by profession
Already have an account? Sign in
Quick Quote
Fill in the details below and we'll show you the cost. No account needed to see a price.
Couldn't load occupations.