Niger is a country where distance, instability and access can all affect what meaningful insurance needs to do. Standard travel insurance is rarely built for that reality.
This is specialist cover designed for journalists, NGOs, contractors, researchers and operational teams whose work still requires them to travel in demanding conditions.
What's included
Niger can involve a difficult mix of instability, remoteness and infrastructure limitations.
In practice, that can affect movement, local support, medical access and evacuation options. A standard policy is often not enough on its own.
Country context
The situation
Niger's military coup of July 2023 removed the democratically elected President Bazoum and initiated a rupture with Western partners including France and the US, both of which subsequently withdrew military forces. The JNIM and ISGS jihadist groups that the international military presence had been suppressing have expanded their operations in Niger, particularly in the Tillabéri, Tahoua and Diffa regions.
The new military government expelled USAID from Niger in March 2024, significantly affecting humanitarian operations. The security environment for international organisations has deteriorated — not just from the jihadist threat but from the changed political relationship with the junta, which views Western organisations with suspicion.
For non-combatants working in Niger, the environment requires careful assessment. The country was always challenging for operations outside Niamey, but the combination of jihadist expansion, junta-imposed restrictions and reduced international military presence has made it significantly more dangerous.
What to watch
Why it can be challenging
Expanding jihadist control in western and south-western Niger
JNIM and ISGS have expanded operations in Tillabéri following the withdrawal of French forces. Attacks on villages, security forces and international presence have increased. The area around the Malian-Nigerien-Burkinabe 'tri-border' is particularly affected.
Junta hostility to Western organisations
The junta has expelled USAID and views Western-linked organisations with suspicion. International staff affiliated with Western governments or organisations face increased risk of arbitrary detention and operational interference.
Kidnapping risk for international workers
Western nationals have been kidnapped in Niger by jihadist groups. This risk has increased since the withdrawal of international military forces that previously provided some deterrent effect.
Extreme remoteness of field operation areas
Niger's population is dispersed across vast distances of largely flat, arid terrain. Field operations outside Niamey involve long road journeys through areas with jihadist presence. Aerial evacuation is often the only option from field locations.
Can you get insurance for Niger?
We provide specialist insurance for non-combatants travelling to Niger for professional and operational reasons.
Cover depends on clear disclosure of where you are going, what you are doing and the operating conditions involved.
Why this matters in Niger
Niger can involve a difficult mix of instability, remoteness and infrastructure limitations. In practice, that can affect movement, local support, medical access and evacuation options.
That means a standard policy is often not enough on its own. Specialist cover matters because it is designed for the truth of the environment.
Practical relevance
Cover for non-combatants working in an environment where instability and remoteness compound each other.
Medical treatment following an incident where local options are limited and evacuation to better care may be required.
Evacuation support where distance and access constraints affect how quickly help can be coordinated.
Support for teams working under pressure across difficult terrain in a demanding operational environment.
Emergency support
NGS provides 24/7 support. They can assess the situation, coordinate treatment, support evacuation where possible and manage the case through to a safer outcome.
Continuity
Yes. Eligible personal accident benefits can continue after you return to your country of domicile, subject to the policy terms.
Exclusions
This policy protects people, not possessions.
Cover not included
Activity exclusions
Property exclusions
Threat intelligence
For a deeper understanding of the current situation, including operational risks and regional dynamics, see our threat intelligence hub.
Common questions
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