Burkina Faso — Rest of World

    Insurance for work and travel in Burkina Faso

    Burkina Faso is a high-risk operating environment where instability, movement restrictions and access challenges can all affect what meaningful insurance needs to do.

    This is specialist cover designed for journalists, NGOs, contractors, researchers and operational teams working where standard insurance is often too limited.

    What's included

    Specialist cover for Burkina Faso

    Accidental death & permanent disability
    Sickness & accident medical expenses
    Medical evacuation & repatriation
    24/7 emergency support through NGS

    Burkina Faso presents a difficult operating picture.

    Instability and access issues can affect how work is carried out and how quickly support can be delivered. Real-world conditions can make standard policies less useful.

    Yes — Conflict Cover provides specialist insurance for Burkina Faso.

    Subject to full disclosure of your assignment, operating area and security arrangements. This cover is designed for journalists, NGO workers, contractors and other non-combatants who have a legitimate professional reason to be there.

    Country context

    What's happening in Burkina Faso

    The situation

    A jihadist insurgency consuming a country at crisis point

    Burkina Faso has experienced a catastrophic deterioration in its security environment since 2015, accelerated dramatically by the 2022 military coup and the subsequent expulsion of French forces. JNIM and ISGS now control an estimated 40-60% of Burkinabe territory, have besieged provincial capitals including Djibo and conduct attacks within striking distance of Ouagadougou.

    The military junta has imposed severe restrictions on humanitarian organisations, expelled USAID, restricted media and enforced a communications blackout in conflict areas. VDP (Volunteer for the Defence of the Fatherland) militias operating alongside the junta have committed atrocities against civilians. The human rights situation is severe.

    For non-combatants, Burkina Faso is now one of the most dangerous countries in West Africa for international operations. Ouagadougou itself has experienced attacks. Kidnapping of Western nationals, attacks on humanitarian convoys and expulsion of organisations have all occurred.

    What to watch

    • JNIM siege operations around provincial capitals — Djibo, Titao, Batié
    • Junta military operations with VDP militias and associated civilian casualties
    • JNIM attacks approaching Ouagadougou from the north and east
    • Expulsion of humanitarian organisations and communications blackouts in conflict zones

    Why it can be challenging

    Risk factors in one of the Sahel's most dangerous environments

    JNIM territorial control and siege of provincial capitals

    JNIM controls access routes to multiple Burkinabe provincial capitals. Supply convoys have been ambushed and besieged populations face famine conditions. International organisations trying to reach these areas face direct attack risk.

    Attacks approaching the capital — Ouagadougou no longer safe

    JNIM has conducted attacks within 30km of Ouagadougou. The capital can no longer be treated as a safe base. Evacuation routes from Ouagadougou require planning against the possibility of road closures.

    Junta restrictions and hostility to international organisations

    The junta has expelled USAID, restricted media and enforced blackouts in conflict areas. International organisations operate at the junta's tolerance, which can be withdrawn. Surveillance and detention of international staff has occurred.

    Kidnapping of Western nationals by jihadist groups

    JNIM has kidnapped Western nationals in Burkina Faso and adjacent countries. Western staff, particularly those working in conflict-affected areas, are specific targets. This is an active, documented risk.

    Can you get insurance for Burkina Faso?

    Yes — based on full disclosure of the work, location and operating conditions

    We provide specialist insurance for non-combatants travelling to Burkina Faso for professional and operational reasons.

    Cover depends on full disclosure of the work, the location and the operating conditions involved.

    Why this matters in Burkina Faso

    Cover designed for places where real-world conditions make standard policies less useful

    Burkina Faso presents a difficult operating picture because instability and access issues can affect how work is carried out and how quickly support can be delivered.

    That is why specialist cover matters. It is designed for places where real-world conditions can make standard policies less useful.

    Practical relevance

    Real-world scenarios this cover is designed for

    Professional travel in an unstable and security-sensitive environment

    Cover for non-combatants working where instability and movement restrictions form part of the operating reality.

    Medical treatment where local options may be limited

    Medical treatment following an incident where local options are limited and coordinated support is needed.

    Evacuation where routes or local access are restricted

    Evacuation support where routes or local access may be restricted by security or infrastructure conditions.

    Support for field teams operating in changing conditions

    Support for field teams operating in a security environment that can change quickly and unexpectedly.

    Emergency support

    What happens if something goes wrong?

    NGS provides 24/7 support and can coordinate treatment, evacuation and onward care where required.

    Continuity

    Does cover continue after you return home?

    Yes. Eligible personal accident benefits can continue after return, subject to the policy terms.

    Exclusions

    What is not covered?

    This policy protects people, not possessions.

    Cover not included

    • Kidnap and ransom cover
    • Detention or arrest cover
    • Political evacuation

    Activity exclusions

    • Participation in combat or military activity
    • Active involvement in hostilities

    Property exclusions

    • Loss or damage to personal belongings or equipment

    Threat intelligence

    Threat intelligence and risk context

    For a deeper understanding of the current situation, including operational risks and regional dynamics, see our threat intelligence hub.

    View threat intelligence

    Common questions

    Frequently asked questions about Burkina Faso cover

    Next step

    Need cover for work in Burkina Faso?

    If you need to travel to Burkina Faso for work and want to understand whether proper cover can be arranged, start a quote and tell us what you need.

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