Haiti is one of the most difficult operating environments in the Americas. Severe security instability, gang violence, weak infrastructure and limited medical access mean that standard insurance is unlikely to reflect the reality of working there.
We provide specialist insurance for NGOs, journalists, contractors and organisations working in Haiti, including situations where standard insurers are likely to say no.
What's included
Designed for high-risk and operational environments.
Haiti is a high-risk insurance environment.
Security conditions are volatile, medical access is limited and evacuation planning is a serious operational issue. Your cover must reflect where you are actually working and how your travel is structured.
Can you get insurance for Haiti?
We provide specialist insurance for non-combatants working in Haiti. Many insurers will decline outright because of the level of instability and the limits on support infrastructure. We assess the actual working environment and can provide cover where others may not.
More than a generic travel policy
Security, healthcare access and mobility can all become serious constraints very quickly. Standard travel insurance assumes predictable roads, functioning hospitals and straightforward evacuation. In Haiti, those assumptions can fail entirely.
This policy is built for how work actually happens in environments like this.
Country context
The situation
Haiti remains in a severe and overlapping security, political and humanitarian crisis. The United Nations described it as a deepening, multilayered crisis, with weak institutions, political uncertainty and widespread gang violence continuing into 2026.
Official travel advice is among the most extreme issued for any country. The UK advises against all travel to Haiti. The US says do not travel due to kidnapping, crime, civil unrest and limited healthcare. Canada advises avoiding all travel due to kidnappings, gang violence and civil unrest.
NGS provides 24/7 emergency medical and operational support, including evacuation and coordination of care. In Haiti, where healthcare access is limited and local security conditions can disrupt movement, that support becomes critical.
What to watch
Why it can be challenging
Widespread gang violence and kidnappings
Gang-controlled territories cover significant parts of the country, including areas of Port-au-Prince. Kidnapping for ransom is a persistent and documented risk.
Severe political and civil instability
Political governance has been severely disrupted. Periods of civil unrest, protests and sudden deterioration in security are an ongoing feature of the operating environment.
Limited access to reliable healthcare
The healthcare infrastructure in Haiti was severely damaged by the 2010 earthquake and has not fully recovered. Reliable emergency medical care is extremely limited outside Port-au-Prince.
Major constraints on movement and evacuation
Security conditions, damaged infrastructure and gang activity can make movement between locations extremely difficult. Evacuation planning is a serious logistical challenge.
Operational complexity
High
One of the most complex operating environments in the Americas. Security conditions, infrastructure failure and limited state capability all compound the difficulty.
Medical access
Limited
Reliable emergency medical care is extremely limited across the country. Even Port-au-Prince has severely constrained capacity. Evacuation to another country is often the only option.
Evacuation difficulty
High
Security conditions, gang-controlled areas and infrastructure limitations make evacuation planning a serious challenge requiring specialist coordination.
Practical relevance
Teams operating in one of the most difficult security and infrastructure environments in the region, where specialist cover is essential.
Reporting in a politically and operationally unstable environment where conditions may change rapidly and safe access is not guaranteed.
Specialist assignments that require travel despite severe constraints on movement, healthcare access and support infrastructure.
Work in a location where standard insurance exclusions are common and operational support — not just a policy document — matters most.
Emergency support
NGS provides 24/7 emergency medical and operational support, including evacuation and coordination of care. In Haiti, where healthcare access is limited and local security conditions can disrupt movement, that support becomes critical.
In an environment like Haiti, you cannot rely on a policy document alone — you need practical emergency support that can act.
Continuity
Yes. Cover continues across your declared itinerary, including movement between countries, provided your travel has been accurately disclosed in advance.
For teams moving between Haiti and neighbouring countries, accurate and full disclosure of the operational picture is essential for cover to respond properly.
Exclusions
Being clear about exclusions helps buyers know exactly what this policy is for and where separate cover may be needed. In a high-risk environment like Haiti, this clarity is especially important.
This policy is designed to protect people, not possessions.
Cover not included
Activity exclusions
Property exclusions
These covers can be arranged separately if required.
Also covering
Latin America
Threat intelligence
For a deeper understanding of the current situation, including operational risks and regional dynamics, see our threat intelligence hub.
Common questions
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