Venezuela is one of the most complex operating environments in Latin America. Political instability, organised crime and infrastructure challenges mean that standard insurance often fails when it is needed most.
We provide specialist insurance for NGOs, journalists, contractors and organisations working in Venezuela, including locations where standard insurers may decline cover.
What's included
Designed for high-risk and operational environments.
Venezuela is a high-risk insurance environment.
Conditions vary significantly by location, and access to medical care and evacuation support can be limited outside major centres. Accurate disclosure of your full itinerary and activities is essential.
Can you get insurance for Venezuela?
We provide specialist insurance for non-combatants working in Venezuela. Many insurers decline cover due to political risk and security concerns. We assess the actual working environment and can provide cover where others will not.
More than a generic travel policy
Venezuela presents a mix of political, economic and security risks that standard travel insurance is not designed to handle. Ongoing instability, organised crime and weak infrastructure create conditions where:
This policy is built for how work actually happens in environments like this.
Country context
The situation
Venezuela remains in a prolonged political and economic crisis, with ongoing instability, widespread poverty and significant pressure on infrastructure.
Reports highlight continued political repression, arbitrary detention and risks to journalists and NGOs, alongside large-scale migration and economic disruption. The situation is considered a high-risk jurisdiction with instability, corruption and operational challenges affecting both individuals and organisations.
NGS provides 24/7 emergency medical and operational support, including evacuation and coordination of care. In environments like Venezuela, where infrastructure and access can be inconsistent, this support becomes critical.
What to watch
Why it can be challenging
Organised crime and violent incidents
High levels of crime-related violence, including in urban areas, present an ongoing risk for operational teams and individuals.
Weak rule of law and corruption
Institutional weaknesses make normal legal and logistical processes unreliable. The operating environment requires careful planning.
Political instability and civil unrest
Ongoing political tensions can escalate with limited warning. Demonstrations, curfews and restrictions can affect movement and operations.
Limited access to reliable healthcare
The healthcare system is under severe strain. Access to quality medical facilities is limited, particularly outside Caracas.
Operational complexity
High
Political, security and infrastructure challenges combine to create a demanding environment for any operational activity.
Medical access outside major centres
Limited
The healthcare system is severely strained. Evacuation to a facility with adequate capability may be necessary.
Evacuation difficulty
High
Evacuation from Venezuela requires careful advance planning. NGS coordinates from the first call to manage complexity.
Practical relevance
Teams operating in complex environments with limited infrastructure and shifting risk where operational needs cannot be paused.
Reporting in politically sensitive environments where conditions can change quickly and access may be restricted.
Projects requiring travel across regions with varying levels of risk, security and access to medical facilities.
Work in environments where standard insurance restrictions apply, requiring specialist assessment and underwriting.
Emergency support
NGS provides 24/7 emergency medical and operational support, including evacuation and coordination of care. In environments like Venezuela, where infrastructure and access can be inconsistent, this support becomes critical.
You are not relying on a policy document alone. You have access to practical support when it matters.
Continuity
Yes. Cover continues across your declared itinerary, including movement between countries, provided your travel has been accurately disclosed in advance.
For teams operating across multiple Latin American countries, accurate disclosure of the full operational picture is essential for cover to respond properly.
Exclusions
Being clear about exclusions helps buyers know exactly what this policy is for and where separate cover may be needed.
This policy is designed to protect people, not possessions.
Cover not included
Activity exclusions
Property exclusions
These covers can be arranged separately if required.
Also covering
Latin America
Threat intelligence
For a deeper understanding of the current situation, including operational risks and regional dynamics, see our threat intelligence hub.
Common questions
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