Insurance for work and travel in Yerevan

    Yerevan is Armenia's capital — generally safe in terms of crime, but politically volatile following the loss of Nagorno-Karabakh and undergoing a significant geopolitical realignment. Specialist cover is advisable for field and reporting assignments.

    We provide specialist cover for journalists, NGOs, researchers and contractors operating in Yerevan and across Armenia.

    Yerevan is moderate risk. Political instability has intensified since Karabakh. Border area assignments carry significantly higher risk.

    Specialist cover is advisable for journalism, NGO operations and any assignment with regional dimensions.

    Yes — Conflict Cover provides specialist insurance for Yerevan.

    Subject to full disclosure of your assignment, operating area and security arrangements. This cover is designed for journalists, NGO workers, contractors and other non-combatants who have a legitimate professional reason to be there.

    Security context

    What's happening in Yerevan

    The situation

    Armenia's capital in a period of geopolitical transition

    Yerevan is Armenia's capital and by far its largest city. It presents a relatively safe operating environment in terms of street crime and urban security. However, the political situation in Armenia since the loss of Nagorno-Karabakh in September 2023 has become significantly more volatile. Large demonstrations have taken place in Yerevan's Republic Square and surrounding areas, sometimes involving confrontations with security forces, as opposition groups demand the resignation of Prime Minister Pashinyan.

    For international workers, Yerevan's primary risk factors relate to political instability and its potential to escalate into serious civil unrest, the geopolitical context of Armenia's repositioning between Russia and the West, and the security implications of assignments requiring travel to border areas or locations near the former line of contact with Azerbaijan. The city itself has functioning infrastructure and reasonable medical access for most eventualities.

    Armenia's foreign policy shift away from Russia creates a nuanced risk environment for international workers. Pro-Russian opposition elements within Armenian politics have become more active, and Russia's intelligence services maintain a significant presence in Yerevan. Non-combatants from NATO countries may face additional scrutiny in this environment while benefiting from the Armenian government's improved posture toward Western organisations.

    What to watch

    • Political demonstrations in Republic Square and central Yerevan, particularly around peace treaty developments with Azerbaijan
    • Opposition activity — including from pro-Russian aligned factions — that could escalate political unrest
    • Armenia-Russia relationship and any implications for Western nationals or organisations in Yerevan
    • Security conditions on routes to border areas near Azerbaijan, which require separate assessment

    Why it can be challenging

    Key risks for non-combatants in Yerevan

    Political instability and civil unrest risk

    Yerevan has experienced significant protest activity since the 2023 Karabakh loss. Demonstrations have involved confrontations between protesters and security forces. Political conditions remain volatile and could intensify if peace talks with Azerbaijan collapse or a new security incident occurs.

    Pro-Russian political opposition and intelligence environment

    Pro-Russian elements within Armenian politics have intensified pressure on the Pashinyan government. Russia maintains significant intelligence presence in Yerevan. Non-combatants from NATO states, particularly those working on geopolitical research or journalism, may face scrutiny from Russian-affiliated networks.

    Border area and regional field work risk

    Journalists and researchers working from Yerevan who travel to border areas near Azerbaijan — particularly Syunik Province — face significantly elevated risk from the unresolved military situation along the Armenia-Azerbaijan border. This risk must be assessed and insured separately from the Yerevan operating environment.

    Medical infrastructure limitations for complex emergencies

    Yerevan has reasonable medical facilities including Nairi Medical Centre and Erebouni Medical Centre. For complex trauma, neurosurgery or specialist care, evacuation to Tbilisi or Istanbul provides significantly better options and must be planned from the outset of any assignment.

    Emergency support

    24/7 support with evacuation to Tbilisi when needed

    NGS provides round-the-clock emergency support. Yerevan has reasonable medical facilities for most emergencies. For complex cases, evacuation to Tbilisi or Istanbul is coordinated from the first call.

    24/7 response

    Round-the-clock support every day of the year

    Medical coordination

    Coordinating care including evacuation to Tbilisi or Istanbul

    Evacuation support

    Managing exit via Zvartnots International Airport

    Case management

    Handling the incident through to a safer outcome

    Exclusions

    What is not covered?

    This policy is designed to protect people, not possessions.

    Cover not included

    • Kidnap and ransom cover
    • Detention or arrest cover
    • Political evacuation

    Activity exclusions

    • Participation in combat or military activity
    • Active involvement in hostilities

    Property exclusions

    • Loss or damage to personal belongings, baggage, or equipment

    Threat intelligence

    Threat intelligence and risk context

    For a deeper understanding of the current situation, including operational risks and regional dynamics, see our threat intelligence hub.

    View threat intelligence

    FAQ

    Common questions about cover in Yerevan

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