If you are travelling to or working in Kyiv, standard travel insurance may not cover you. Conflict Cover is designed for people operating in higher-risk environments where conditions can change quickly.
We provide cover worldwide for non-combatants, including high-risk and conflict-affected areas like Kyiv. If you are not a combatant, we can usually arrange cover wherever you are working — including places most insurers will not touch.
What's included
This is not standard travel insurance — it is designed for real-world conditions in environments where risk levels can change quickly.
Standard travel insurance will not cover most work in Kyiv.
Most policies explicitly exclude conflict zones, civil unrest and higher-risk work categories. Specialist cover is not a premium option — for many people travelling to Kyiv, it is the only option.
Yes — Conflict Cover provides specialist insurance for Kyiv, Ukraine.
Subject to full disclosure of your assignment, operating area and security arrangements. This cover is designed for journalists, NGO workers, contractors and other non-combatants who have a legitimate professional reason to be there.
City context
The situation
Kyiv is Ukraine's capital and the centre of its government, media and international community. The city functions with relative normality for a capital at war — restaurants, businesses and cultural life continue — but this surface normalcy exists alongside regular missile and drone attacks that require shelter-in-place responses and cause periodic casualties.
Russian ballistic missile attacks, primarily Iskander-M and KH-101 cruise missiles, target Kyiv's power infrastructure, military facilities and occasionally cause unintended civilian casualties. Shahed drone swarms targeting Kyiv have become frequent, with air raid sirens triggering multiple times per week in some periods.
For international workers based in Kyiv, the primary risks are missile strike injury, disruption to power and services, and the psychological and operational impact of living under constant air raid alert. Evacuation from Kyiv to western Ukraine or Poland is a realistic contingency that organisations should plan for.
What to watch
Why it can be challenging
Ballistic missile and drone attacks causing civilian casualties
Russian missile attacks have killed civilians and damaged civilian infrastructure in Kyiv throughout the conflict. Debris from intercepted missiles also causes casualties and damage. Shelter-in-place discipline is essential.
Power infrastructure attacks causing operational disruption
Russia has systematically targeted Ukraine's power grid. Kyiv experiences extended power outages, particularly in winter. Operations dependent on stable power supply require backup capacity.
Air defence saturation creating unpredictable risk periods
When Russia launches large-scale attacks, Ukrainian air defences can be saturated, allowing more missiles to reach their targets. These periods are unpredictable in timing but tend to be coordinated with Russian strategic objectives.
Psychological and operational impact of sustained alert cycles
Multiple air raid alerts per day create cumulative operational stress. Sleep disruption, shelter time and contingency planning consume significant organisational capacity over extended periods.
Can you get insurance for Kyiv?
We provide specialist cover for individuals and organisations working in Kyiv. This includes:
Why Kyiv specifically
Kyiv remains the centre of gravity for media, NGOs and commercial activity across Ukraine. Day-to-day life continues, but the environment can involve changing conditions, infrastructure disruption and evolving risk.
That is why specialist cover matters. It is not just about having a policy — it is about knowing it will respond properly if something happens.
"If you can explain where you are going and what you are doing, we can usually arrange cover."
Emergency support
NGS operates a 24/7 response centre. They can assess situations, coordinate treatment and arrange evacuation if required.
You are supported in real time — not left to manage a situation alone.
Continuity
Yes. Eligible benefits can continue after you return to your home country, subject to policy terms.
Many policies stop at the border. This one is designed to keep supporting you.
Exclusions
These can be arranged separately if required.
Global reach
We provide cover across the world for non-combatants. That includes high-risk and conflict environments where standard insurers decline.
In practical terms: if you can explain where you are going and what you are doing, we can usually arrange cover.
Even locations beyond Earth can be considered, although these require specialist underwriting and are not standard policies.
Worldwide cover
For non-combatants operating in any country
Conflict zones
Including areas where standard insurers decline
24/7 reachable
NGS response available at any hour, any day
Fast to arrange
Cover can start quickly when time is short
Threat intelligence
For a deeper understanding of the current situation, including operational risks and regional dynamics, see our threat intelligence hub.
Common questions
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