Peru is a major destination for development work, media, infrastructure projects and remote operations. While many areas are stable, working conditions can change quickly outside major cities and established routes.
We provide specialist insurance for NGOs, journalists, contractors and organisations working across Peru, including locations where standard insurers may not reflect the real operating environment.
What's included
Designed for complex and operational environments.
Risk in Peru varies by terrain and location.
Urban centres may be straightforward, but remote, mountainous and jungle regions present very different operational and medical realities. Your cover must reflect where you are actually working.
Can you get insurance for Peru?
We provide specialist insurance for non-combatants working in Peru. Standard insurers often assume predictable travel between major locations. We assess how and where you are actually working and provide cover aligned to that reality.
More than a generic travel policy
Peru combines developed urban centres with remote regions where access, infrastructure and response capability can be limited. Standard travel insurance may not reflect the challenges of working in mountainous terrain, jungle environments or isolated project locations.
This policy is built for how work actually happens across Peru.
Country context
The situation
Peru remains an active destination for development, infrastructure and environmental work. At the same time, political instability, protests and disruption have affected parts of the country in recent years.
Some regions, particularly remote or border areas, also face challenges linked to illicit activity, limited infrastructure and reduced state presence.
NGS provides 24/7 emergency medical and operational support, including evacuation and coordination of care. This is particularly important in Peru, where terrain and distance can significantly affect response times.
What to watch
Why it can be challenging
Political protests and disruption affecting travel
Protest activity has periodically blocked major routes and disrupted domestic transport, affecting access across multiple regions simultaneously.
Remote and difficult terrain
The Andes and Amazon basin create operating environments where terrain, altitude and remoteness can significantly complicate emergency response.
Limited infrastructure in isolated regions
Outside Lima and major cities, infrastructure including roads, communications and utilities can be unreliable, increasing the complexity of operations.
Variable access to high-quality medical care
Lima has strong medical facilities. In highland or jungle regions, the quality and availability of emergency medical care drops significantly.
Operational complexity
Moderate to high
Depends heavily on which regions are involved. Lima-based work is generally manageable; remote Andean or Amazon operations increase complexity significantly.
Medical access outside major centres
Variable
Strong in Lima and major coastal cities. Significantly more limited in highland and jungle regions, where altitude and remoteness compound the challenge.
Evacuation difficulty
Moderate to high
Lima has good international access. Remote highland or jungle locations may require multi-stage evacuation using light aircraft or overland transport before reaching major facilities.
Practical relevance
Projects operating in remote regions with limited infrastructure and access, including highland and jungle environments.
Reporting in areas affected by political activity or logistical constraints, where access and conditions can change quickly.
Work across multiple regions with different terrain and risk profiles, from coastal cities to remote highland or Amazon sites.
Assignments in environments where standard travel assumptions about access, medical care and evacuation do not apply.
Emergency support
NGS provides 24/7 emergency medical and operational support, including evacuation and coordination of care. This is particularly important in Peru, where terrain and distance can significantly affect response times.
You are not relying on a policy document alone. You have access to practical support when it matters.
Continuity
Yes. Cover continues across your declared itinerary, including movement between countries, provided your travel has been accurately disclosed in advance.
For teams moving between Peru and neighbouring countries, accurate disclosure of the full operational picture is essential for cover to respond properly.
Exclusions
Being clear about exclusions helps buyers know exactly what this policy is for and where separate cover may be needed.
This policy is designed to protect people, not possessions.
Cover not included
Activity exclusions
Property exclusions
These covers can be arranged separately if required.
Also covering
Latin America
Threat intelligence
For a deeper understanding of the current situation, including operational risks and regional dynamics, see our threat intelligence hub.
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