Yangon is often the entry point and operational base for work in Myanmar. For many organisations, it is where planning happens before moving into more complex and higher-risk environments across the country.
This is specialist insurance designed for journalists, NGOs, contractors and operational teams who need cover that reflects how work is actually carried out in Myanmar.
What's included
Designed for non-combatants working in environments where standard insurance often fails.
Yangon is often the starting point, not the full scope of the deployment.
Most work does not stay within the city. Travel often extends into regions where access, infrastructure and security conditions are very different. The real insurance question is whether your cover reflects the full scope of your work — not just where you land.
City context
The situation
Yangon remains Myanmar's commercial centre and the primary point of entry for international organisations operating in the country. The city has been under military control since the coup, with security forces maintaining a heavy presence and conducting periodic crackdowns on resistance activities, civil society organisations and media.
Targeted assassinations of resistance-affiliated individuals and civil society members have occurred in Yangon. Bombs have been detonated in commercial areas and at junta-aligned targets. The environment in Yangon is less overtly violent than conflict zones elsewhere in Myanmar, but surveillance, arbitrary arrest and criminal activity all affect international workers.
For international workers operating from Yangon — particularly those engaged with civil society, media or humanitarian work — the primary risks are surveillance, detention and the restrictions on travel to conflict-affected areas that necessitate high-risk field operations.
What to watch
Why it can be challenging
Surveillance and detention of civil society-linked individuals
The junta monitors civil society, media and NGO activities closely. Those perceived as working against junta interests face detention risk. Foreign nationals associated with civil society have been detained.
Targeted violence in commercial areas
Bomb attacks, targeted shootings and arson have occurred in Yangon's commercial areas. These incidents are primarily targeted at junta-aligned interests but create risk for anyone in the area.
Sanctions and banking complications affecting logistics
International sanctions on Myanmar's military have complicated banking, payments and the importation of goods. Operational logistics require non-standard financial arrangements.
Travel restrictions to conflict-affected areas
Movement from Yangon to conflict-affected areas requires either junta permission (which may not be granted) or use of cross-border routes. Organising field operations from Yangon is operationally complex.
Can you get insurance for Yangon?
We provide specialist insurance for non-combatants travelling to Yangon for professional and operational purposes.
Cover depends on your role, your movement and whether your work extends beyond Yangon into other parts of Myanmar.
Why this matters in Yangon
Yangon itself may be the starting point, but most work does not stay within the city. Travel often extends into regions where access, infrastructure and security conditions are very different.
That means the real question is not just whether you are covered in Yangon, but whether your insurance reflects the full scope of your work.
Specialist cover is designed to take that wider picture into account.
Practical relevance
Cover for teams coordinating from Yangon whose field work and programme travel takes them into more complex environments.
Professional travel where reporting requires movement beyond the city into parts of Myanmar with active conflict or restricted access.
Support for specialists whose engagements require regular movement across Myanmar from a Yangon base.
Cover for incidents that occur during wider travel across Myanmar, where access to treatment may be more limited.
Support for organisations managing operations across multiple locations in Myanmar simultaneously.
Emergency support
NGS provides 24/7 support, including coordination of treatment, evacuation and onward care.
This is particularly important when Yangon is only one part of a wider and more complex operational environment.
Continuity
Yes. Eligible personal accident benefits can continue after you return to your country of domicile, subject to the policy terms.
That helps provide continuity if the impact of an incident continues after you leave the country.
Exclusions
Being clear about exclusions helps buyers know exactly what this policy is for and where separate cover may be needed.
This policy is designed to protect people, not possessions.
Cover not included
Activity exclusions
Property exclusions
These covers can be arranged separately if required.
Threat intelligence
For a deeper understanding of the current situation, including operational risks and regional dynamics, see our threat intelligence hub.
Common questions
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